Under the Pradhan Mantri Awas Yojana (PMAY), the Central Government offers a housing subsidy of up to ₹2.67 lakh to poor and low-income families for building their own homes. Applicants can apply online at pmaymis.gov.in by submitting Aadhaar, income proof, and land documents. The subsidy is released in three stages directly to beneficiaries’ bank accounts.
